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Consultation Papers 2004-2006 Print
 

To fulfil its commitment to openness and transparency as stated in its founding texts CEIOPS organises as early as possible, written consultations, in order to receive comments from all interested parties, including market participants, consumers and other end-users.

CEIOPS invites interested parties to send any comments by email (to Secretariat[at]ceiops.eu), within the indicated deadline and quoting the reference of the consultation paper.

CEIOPS will make all comments available on its website, except where respondents specifically request that their comments remain confidential.

CEIOPS' rules on who, when and how it consults and how it responds are laid down in CEIOPS' Statement of Consultation Practices.

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Consultation Paper No. 20 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I Issues - Further Advice
Consultation Paper No. 19 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)
Consultation Paper No. 18 - Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice
Consultation Paper No. 17 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings
Consultation Paper No. 16 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II issues relevant for reinsurance
Consultation Paper No. 15 - Draft Advice to the European Commission on Supervisory Reporting and Public Disclosure in the Framework of the Solvency II project
Consultation Paper No. 14 - Draft Advice on sub-group supervision, diversification effects, cooperation with third countries and issues related to the MCR and the SCR in a group context
Consultation Paper No.13 - Advice on insurance undertakings’ Internal risk and capital requirements, supervisors’ evaluation procedures and harmonised supervisors’ powers and tools
Consultation Paper No. 12 - Treatment of "Deeply Subordinated Debt"
Consultation Paper No. 11 - Recommendation on Independence and Accountability
Consultation Paper No. 10 - Developing CEIOPS' Medium-Term Work Programme
Consultation Paper No. 9 - Answers to the third wave of Calls for Advice - Solvency II
Consultation Paper No. 8 - Insurance Mediation Protocol
Consultation Paper No. 7 - Answers to the second wave of Calls for Advice - Solvency II
Consultation Paper No. 6 - Recommendation on Possible Need for Amendments - Insurance Groups Directive
Consultation Paper No. 5 - Occupational Pensions Protocol
Consultation Paper No. 4 - Answers to the first wave of Calls for Advice - Solvency II
Consultation Paper No. 3 - Implications of IAS/IFRS Introduction for Prudential Supervision
Consultation Paper No. 2 - Guidelines for Coordination Committees
Consultation Paper No. 1 - Consultation Practices

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Consultation Paper No.20

10.11.2006Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I issues - Further Advice Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I issues - Further Advice
13.12.2006CEIOPS-CP-09-06SupplementtoCP20onPillarIIssues.pdf Supplement to Consultation Paper 20


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from Chaucer Holdings Comments from Chaucer Holdings
11.01.2007Comments from Storebrand ASA Comments from Storebrand ASA
12.01.2007Comments from the Dutch Association of Insurers Comments from the Dutch Association of Insurers
12.01.2007Comments from CEA Comments from CEA
17.01.2007Comments from Federació de Mutualitats de Catalunya Comments from Federació de Mutualitats de Catalunya
17.01.2007Comments from the Groupe Consultatif Comments from the Groupe Consultatif
17.01.2007Comments from FEE Comments from FEE
18.01.2007Comments from International Group of P&I Clubs Comments from International Group of P&I Clubs / Letter Letter
18.01.2007 Comments from Watson Wyatt Comments from Watson Wyatt
19.01.2007Comments from CNP Assurances Comments from CNP Assurances
19.01.2007Comments from Den Norske Aktuarforening Comments from Den Norske Aktuarforening
19.01.2007Comments from Artzner and Delbaen Comments from Artzner and Delbaen
19.01.2007Comments from EDHEC Comments from EDHEC
19.01.2007Comments from European Securitisation Forum Comments from European Securitisation Forum
19.01.2007Comments from Group of Actuaries Comments from Group of Actuaries
19.01.2007Comments from Munich Re Comments from Munich Re
19.01.2007Comments from Portuguese Association of Insurers Comments from Portuguese Association of Insurers
19.01.2007Comments from Royal Sun Alliance Comments from Royal Sun Alliance
19.01.2007Comments from UNESPA on IALIA SCR life Comments from UNESPA on IALIA SCR life / Comments Comments
19.01.2007Comments from CEA (2) Comments from CEA (2)
19.01.2007Comments from Swiss Re Comments from Swiss Re
19.01.2007 Comments from QBE Comments from QBE
19.01.2007Comments from CODAN Comments from CODAN
19.01.2007Comments from AFGAP INSURANCE COMMITEE Comments from AFGAP INSURANCE COMMITEE
19.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
19.01.2007Comments from Deloitte Comments from Deloitte
19.01.2007Comments from the Finance Investment and Risk Management Board of the UK Actuarial Profession Comments from the Finance Investment and Risk Management Board of the UK Actuarial Profession
19.01.2007 Comments from GDV Comments from GDV
19.01.2007Comments from Groupama Comments from Groupama / Comments (2) Comments (2)
19.01.2007Comments from ILAG Comments from ILAG
19.01.2007 Comments from KPMG Comments from KPMG
19.01.2007Comments from Morgan Stanley Comments from Morgan Stanley
19.01.2007Comments from Morgan Stanley Comments from RBS / Letter Letter
19.01.2007Comments from Mutuelle de Poitiers Comments from Mutuelle de Poitiers
19.01.2007Comments from AIG Comments from AIG
19.01.2007Comments from ABI Comments from ABI / Letter Letter
19.01.2007Comments from IUA Comments from IUA
22.01.2007Comments from COVEA Comments from COVEA
22.01.2007Comments from Lloyd's Comments from Lloyd's
22.01.2007Comments from ROAM Comments from ROAM
23.01.2007Comments from CRO Forum Comments from CRO Forum / Letter Letter
23.01.2007Comments from MACIF Comments from MACIF / French version French version
23.01.2007 Comments from the Norwegian Financial Services Association Comments from the Norwegian Financial Services Association
26.01.2007Comments from MAIF Comments from MAIF

PWC-UK (not processed-for info) PWC-UK (not processed-for info)


26.03.2007CP20 Analysis of Comments Received - General Remarks
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 1 and 2
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 3 and 4
26.03.2007CP20 Analysis of Comments Received - Remarks to Section 5
26.03.2007CP20 Analysis of Comments Received - Remarks to Section 6
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 7 and 8
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 9 and 10
26.03.2007CP20 Analysis of Comments Received - Remarks to Annex A

Final doc:CP20 Advice on Pillar I Issues - Further Advice

Consultation Paper No.19 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)
Deadline for consultations: closed - comments have been processed.

10.11.2006CP19 Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007Comments from Mutuelles de Poitiers Comments from Mutuelles de Poitiers / Comments from Mutuelles de Poitiers English translation
11.01.2007 Comments from Storebrand ASA Comments from Storebrand ASA
12.01.2007Comments from UNESPA Comments from UNESPA
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2007Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007 Comments from CRO-Forum Comments from CRO-Forum
12.01.2007Comments from CEA Comments from CEA
12.01.2007Comments from ABI Comments from ABI
12.01.2007Comments from KPMG Comments from KPMG
12.01.2007Comments from Royal Bank of Scotland Comments from Royal Bank of Scotland / Letter Letter
12.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from Codan Comments from Codan
12.01.2007Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007Comments from Ernst and Young Comments from Ernst and Young
12.01.2007 Comments from European Securitisation Forum Comments from European Securitisation Forum
12.01.2007Comments from Swiss Re Comments from Swiss Re
15.01.2007Comments from Lloyd's Comments from Lloyd's
19.01.2007Comments from AIG Comments from AIG
26.01.2007Comments from MAIF Comments from MAIF


20.03.2007 Analysis of Comments Received

Final Doc: Advice on Safety Measures – Limits on

Consultation Paper No.18 - Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice
 Deadline for comments: closed - comments have been processed.

03.11.2006Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007 English translation Comments from Mutuelles de Poitiers / English translation English translation
12.01.2007Comments from UNESPA Comments from UNESPA
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2006Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007Comments from CRO-Forum Comments from CRO-Forum / Letter Letter
12.01.2007 Comments from CEA Comments from CEA
12.01.2007Comments from ABI Comments from ABI
12.01.2007 Comments from KPMG Comments from KPMG
12.01.2007Comments from KPMG Comments from Royal Bank of Scotland / Letter Letter
12.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from ILAG Comments from ILAG
12.01.2007Comments from Codan Comments from Codan
12.01.2007 Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007 Comments from Ernst and Young Comments from Ernst and Young
12.01.2007Comments from Swiss Re Comments from Swiss Re
12.01.2007Comments from FEE Comments from FEE
15.01.2007Comments from Lloyd's Comments from Lloyd's


20.03.2007Analysis of Comments Received Analysis of Comments Received

Final Doc: Supervisory Powers – Further Advice

Consultation Paper No.17 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings

 Deadline for comments: closed - comments have been processed

03.11.2006Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007 Comments from Mutuelles de Poitiers Comments from Mutuelles de Poitiers / English translation English translation
11.01.2007Comments from Wyatt Watson Comments from Wyatt Watson
12.01.2007Comments from UNESPA Comments from UNESPA
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2007Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007Comments from CRO-Forum Comments from CRO-Forum / Letter Letter
12.01.2007Comments from CEA Comments from CEA
12.01.2007 Comments from ABI Comments from ABI
12.01.2007Comments from KPMG Comments from KPMG
12.01.2007Comments from Royal Bank of Scotland Comments from Royal Bank of Scotland / Letter Letter
12.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from Codan Comments from Codan
12.01.2007Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007Comments from Ernst and Young Comments from Ernst and Young
12.01.2007Comments from Swiss Re Comments from Swiss Re
15.01.2007Comments from Lloyd's Comments from Lloyd's
19.01.2007Comments from AIG Comments from AIG


20.03.2007Analysis of Comments Received Analysis of Comments Received

Final Doc: Pillar II Capital Add-ons for Solo and Group Undertakings

Consultation Paper No.16 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II issues relevant for reinsurance
Deadline for comments: closed - comments have been processed.

06.11.2006Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II issues relevant for reinsurance


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007Comments from Mutuelles de Poitiers Comments from Mutuelles de Poitiers / English translation English translation
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2007Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007Comments from CEA Comments from CEA
12.01.2007Comments from CEA Comments from ABI
12.01.2007Comments from KPMG Comments from KPMG
12.01.2007Comments from Royal Bank of Scotland Comments from Royal Bank of Scotland / Letter Letter
12.01.2007 Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from Codan Comments from Codan
12.01.2007Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007Comments from Swiss Re Comments from Swiss Re
15.01.2007 Comments from Lloyd's Comments from Lloyd's
16.01.2007Comments from CRO Forum Comments from CRO Forum / Letter Letter
19.01.2007Comments from AIG Comments from AIG


20.03.2007Analysis of Comments Received Analysis of Comments Received

Final Doc: Pillar II Issues Relevant for Reinsurance


Consultation Paper No.15 - Draft Advice to the European Commission on Supervisory Reporting and Public Disclosure in the Framework of the Solvency II project

Deadline for comments: closed - comments have been processed.

06.11.2006Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings Draft Advice to the European Commission on Supervisory Reporting and Public Disclosure in the Framework of the Solvency II project


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007Comments from Mutuelles de Poitiers Comments from Mutuelles de Poitiers / English translation English translation
11.01.2007Comments from Wyatt Watson Comments from Wyatt Watson
12.01.2007Comments from PWC Comments from UNESPA
12.01.2007Comments from PWC Comments from PWC
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2007Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007Comments from CRO-Forum Comments from CRO-Forum / Letter Letter
12.01.2007Comments from CEA Comments from CEA
12.01.207Comments from ABI Comments from ABI
12.01.2007Comments from KPMG Comments from KPMG
12.01.2007Comments from Royal Bank of Scotland Comments from Royal Bank of Scotland / Letter Letter
12.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from ILAG Comments from ILAG
12.01.2007Comments from Codan Comments from Codan
12.01.2007Comments from Standard Life Comments from Standard Life
12.01.2007Comments from Moody's Comments from Moody's
12.01.2007Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007Comments from Ernst and Young Comments from Ernst and Young
12.01.2007Comments from Swiss Re Comments from Swiss Re
15.01.2007Comments from Lloyd's Comments from Lloyd's
17.01.2007Comments from FEE Comments from FEE
19.01.2007Comments from AIG Comments from AIG


20.03.2007Analysis of Comments Received Analysis of Comments Received

Final Doc: Supervisory Reporting and Public Disclosure


Consultation Paper No.14 - Draft Advice on sub-group supervision, diversification effects, cooperation with third countries and issues related to the MCR and the SCR in a group context
Deadline for comments: closed - Comments have been processed.

04.07.2006Draft Advice on Sub-group Supervision, Diversification Effects, Cooperation with Third Countries and Issues related to the MCR and the SCR in a Group Context Draft Advice on Sub-group Supervision, Diversification Effects, Cooperation with Third Countries and Issues related to the MCR and the SCR in a Group Context (CEIOPS-CP-03/06)

07.09.2006Comments from ILAG Comments from ILAG
11.09.2006Comments from UNESPA Comments from UNESPA
12.09.2006Comments from Swiss Re Comments from Swiss Re
12.09.2006 Comments from Codan Comments from Codan
12.09.2006 Comments from Deloitte Comments from Deloitte
12.09.2006Comments from Ernst & Young Comments from Ernst & Young
13.09.2006 Comments from RBS Comments from RBS / Cover letter Cover letter
13.09.2006CP14-CommentsfromMAPFRE.pdf Comments from MAPFRE
14.09.2006 RoyalSunFINAl-responsetoCPs13and142006-09-14.pdf Comments from Royal & Sun Alliance
15.09.2006Comments from ABI Comments from ABI / Annex Annex
15.09.2006 Comments from AISAM-ACME Comments from AISAM-ACME
15.09.2006 CEAcommentsCP142006-09-15.pdf Comments from CEA
22.09.2006Joint Submission of CRO-Forum and CEA Joint Submission of CRO-Forum and CEA
05.10.2006Comments from ICISA Comments from ICISA
10.2006Comments from the Groupe Consultatif Comments from the Groupe Consultatif


03.11.2006Analysis of Comments Received Analysis of Comments Received


Final Doc: Advice to the European Commission in the framework of the Solvency II project on sub-group supervision, diversification effects, cooperation with third countries and issues related to the MCR and SCR in a group context Advice to the European Commission in the framework of the Solvency II project on sub-group supervision, diversification effects, cooperation with third countries and issues related to the MCR and SCR in a group context



Consultation Paper No.13 - Advice on insurance undertakings’ Internal risk and capital requirements, supervisors’ evaluation procedures and harmonised supervisors’ powers and tools

04.07.2006Advice on Insurance Undertakings’ Internal Risk and Capital Requirements, Supervisors’ Evaluation Procedures and Harmonised Supervisors’ Powers and Tools Advice on Insurance Undertakings’ Internal Risk and Capital Requirements, Supervisors’ Evaluation Procedures and Harmonised Supervisors’ Powers and Tools (CEIOPS-CP-01/06)

17.08.2006 Comments from GDV Comments from GDV
07.09.2006Comments from ILAG Comments from ILAG
11.09.2006Comments from UNESPA Comments from UNESPA
12.09.2006Comments from Swiss Re Comments from Swiss Re
12.09.2006Comments from Mutuelle de Poitiers Assurances Comments from Mutuelle de Poitiers Assurances
12.09.2006Comments from Codan Comments from Codan
12.09.2006Comments from Deloitte Comments from Deloitte
12.09.2006 Comments from Ernst & Young Comments from Ernst & Young
13.09.2006Comments from RBS Comments from RBS / Cover Letter Cover Letter
14.09.2006RoyalSunFINAl-responsetoCPs13and142006-09-14.pdf Comments from Royal & Sun Alliance
15.09.2006Comments from ABI Comments from ABI / Annex Annex
15.09.2006 Comments from AISAM-ACME Comments from AISAM-ACME
15.09.2006Comments from CRO Forum Comments from CRO Forum
15.09.2006 CEAcommentsCP132006-09-15.pdf Comments from CEA
05.10.2006 Comments from ICISA Comments from ICISA
10.2006Comments from the Groupe Consultatif Comments from the Groupe Consultatif

03.11.2006 CP13AnalysisCommentsreceived.pdf Analysis of Comments Received.pdf

Final Doc: Advice to the European Commission in the Framework of the Solvency II project on insurance undertakings’ Internal Risk and Capital Assessment requirements, supervisors’ evaluation procedures and harmonised supervisors’ powers and tools. Advice to the European Commission in the Framework of the Solvency II project on insurance undertakings’ Internal Risk and Capital Assessment requirements, supervisors’ evaluation procedures and harmonised supervisors’ powers and tools.

Consultation Paper No.12 - Treatment of "Deeply Subordinated Debt"
Deadline for comments: closed - comments have been processed.

09.12.2005Draft Treatment of Draft Treatment of "Deeply Subordinated Debt" (CEIOPS-CP-09/05)

06.01.2006Comments from ABN-AMRO Comments from ABN-AMRO
26.01.2006Comments from HSBC Bank plc Comments from HSBC Bank plc
02.02.2006Comments from VVO Comments from VVO
06.02.2006 Comments from AXA Comments from AXA
08.02.2006Joint Comments from Aegon, Allianz, AXA, Fortis, Generali, ING, Mapfre, Munich Re, Royal & SunAlliance, Swiss Re, Uniqa, and Zurich Joint Comments from Aegon, Allianz, AXA, Fortis, Generali, ING, Mapfre, Munich Re, Royal & SunAlliance, Swiss Re, Uniqa, and Zurich / CEOs Joint Letter CEOs Joint Letter
08.02.2006 Comment from Royal & Sun Alliance Comments from Royal & Sun Alliance
08.02.2006Comments from AISAM ACME Comments from AISAM ACME
09.02.2006Comments from CEA Comments from CEA
09.02.2006 Comments from Barclays Capital Comments from Barclays Capital
09.02.2006Comments from ILAG Comments from ILAG
10.02.2006Comments from ABI Comments from ABI
10.02.2006 Comments from FEE Comments from FEE


08.05.2006 CEIOPS-SEC-43-05 Comments Received on CEIOPS-CP1-05 and Proposed Solutions Analysis of Comments Received

Final Doc: Answers to the European Commission on the first wave of Calls for Advice in the framework of the Solvency II project  Advice to the European Commission on the Treatment of ‘Deeply Subordinated Debt’


Consultation Paper No.11 - Recommendation on Independence and Accountability
Deadline for comments: closed- comments received processed. 

09.12.2005Draft Recommendation on Independence and Accountability Draft Recommendation on Independence and Accountability (CEIOPS-CP-08/05)

02.02.2006Comments from VVO Comments from VVO
08.02.2006 Comments from AISAM ACME Comments from AISAM ACME
09.02.2006Comments from ILAG Comments from ILAG
10.02.2006Comments from ABI Comments from ABI

03.05.2006Analysis of comments received Analysis of Comments Received

Final Doc: Recommendation on Possible Need for Amendments to the Insurance Groups Directive  Recommendation on Independence and Accountability


Consultation Paper No.10 - Developing CEIOPS' Medium-Work Programme
Deadline for comments: closed - comments are being processed.

11.11.2005Draft Developing CEIOPS' Medium-Term Work Programme Developing CEIOPS' Medium-Term Work Programme (CEIOPS-CP-07/05)

10.02.2006Comments from ABI Comments from ABI
10.02.2006Comments from ILAG Comments from ILAG
14.02.2006Comments from EFRP Comments from EFRP
15.02.2006Comments from CEA Comments from CEA


Consultation Paper No.9 - Answers on the Third Wave of Calls for Advice in the Framework of the Solvency II Project

09.12.2005Draft Answers on the third wave of Calls for Advice in the framework of the Solvency II project Draft Answers on the Third Wave of Calls for Advice in the Framework of the Solvency II Project (CEIOPS-CP-06/05)

02.02.2006Comments from VVO Comments from VVO
03.02.2006 Comments from SwissRe Comments from SwissRe
08.02.2006Comments from CRO Forum Comments from CRO Forum / Letter Letter
08.02.2006Comments from P & I CLUBS Comments from P & I CLUBS
08.02.2006Comments from AISAM ACME Comments from AISAM ACME
09.02.2006Comments from RBS Group Comments from RBS Group / Letter Letter
09.02.2006 Comments from CEA Comments from CEA
09.02.2006 CP9CommentsMuenchenerRueck.pdf Comments from Munich Re/ CP9MuenchenerRueckletter.pdf Letter
09.02.2006Comments from ABI Comments from ABI / Letter Letter
09.02.2006Comments from KPMG Comments from KPMG
09.02.2006Comments from R&SA Comments from R&SA
09.02.2006Comments from ILAG Comments from ILAG
10.02.2006 Comments from E&Y Comments from E&Y
10.02.2006Comments from FEE Comments from FEE
10.02.2006Comments from ECB Comments from ECB
10.02.2006Comments from GNAIE Comments from GNAIE
21.03.2006Comments from the groupe Consultatif Comments from the Groupe Consultatif

CEIOPS would like to thank all the above mentioned associations, committees and companies for their comments on the Draft Answers to the European Commission on the third wave of Calls for Advice in the framework of the Solvency II project. All comments and suggestions have been considered. CEIOPS' responses to the comments and suggestions are:

08.05.2006Call for Advice 19 General Remarks
08.05.2006Call for Advice 19 Call for Advice 19
08.05.2006Call for Advice 20 Call for Advice 20
08.05.2006Call for Advice 21 Call for Advice 21
08.05.2006Call for Advice 22 Call for Advice 22
08.05.2006Call for Advice 23 Call for Advice 23 


Final Doc: Answers to the European Commission on the third wave of Calls for Advice in the framework of the Solvency II project Answers to the European Commission on the third wave of Calls for Advice in the framework of the Solvency II project


Consultation Paper No. 8 - Insurance Mediation Protocol
Deadline for comments: closed; comments received processed.

30.06.2005

Insurance Mediation Protocol Draft Insurance Mediation Protocol (CEIOPS-CP-05/05)


28.09.2005Comments from VVO - Verband der Versicherungsunternehmen (Austrian Insurance Association) Comments from VVO
30.09.2005Comments from R&SA - Royal and Sun Alliance Insurance Group Plc Comments from R&SA
04.10.2005Comments from AILO - Association of International Life Offices Comments from AILO
04.10.2005Comments from BIPAR - Bureau International des Producteurs d'Assurances et de Réassurances (European Federation of Insurance Intermderiaries) Comments from BIPAR
04.10.2005Comments from the European Commission Comments from the European Commission
05.10.2005Comments from GDV - Gesamtverband der Deutschen Versicherungswirtschaft e.V. (German Insurance Association) Comments from GDV

28.04.2006CEIOPS-SEC-43-05 Comments Received on CEIOPS-CP1-05 and Proposed Solutions Analysis of Comments Received

Final Doc: Luxemburg Protocol


Consultation Paper No. 7 - Draft Answers to the Second Wave of Calls for Advice

in the Framework of the Solvency II Project
Deadline for comments: closed; comments received processed.

04.07.2005 Draft Answers to the 'second wave' of Calls for Advice Draft Answers to the Second Wave of Calls for Advice in the Framework of the Solvency II Project (CEIOPS-CP-04/05)

28.09.2005Draft Answers to the 'second wave' of Calls for Advice Comments from VVO
29.09.2005Comments from GDV Comments from GDV / Letter of GDV Letter
29.09.2005Comments from Munich Re Comments from Munich Re / Letter from Munich Re Letter
29.09.2005Comments from Swiss Re (part 1) Comments from Swiss Re (part 1) / (part 2) (part 2)
29.09.2005Comments from UK Actuarial Profession Comments from UK Actuarial Profession
30.09.2005Draft Answers to the 'second wave' of Calls for Advice Comments from AISAM - ACME
30.09.2005Comments from ABI - Association of British Insurers Comments from ABI / Letter from ABI Letter
30.09.2005Comments from CEA - Comité Européen des Assurances Comments from CEA
30.09.2005Comments from Danish Insurance Association Comments from DIA
30.09.2005Comments from Ernst and Young Comments from E&Y
30.09.2005Comments from GE Insurance Solutions Comments from GE Insurance Solutions
30.09.2005Comments from International Group of P&I Clubs Comments from the International Group
30.09.2005Comments from ILAG - Investment & Life Assurance Group Comments from ILAG
30.09.2005

Comments from KPMG Comments from KPMG
(Disclaimer from KPMG: These comments are designed to aid the discussion on Solvency II and do not necessarily reflect a position taken by all member firms belonging to KPMG International)

30.09.2005Comments from LLOYD'S Comments from LLOYD'S
30.09.2005Comments from RBS Comments from RBS / Covernote Covernote
30.09.2005Comments from Watson Wyatt Comments from Watson Wyatt
30.09.2005Comments from R&SA - Royal and Sun Alliance Insurance Group Plc Comments from R&SA
04.10.2005Comments from CRO Forum Comments from CRO Forum / Letter from CRO Forum Letter
06.10.2005 Comments from Groupe Consultatif Actuariel Européen Comments from the Groupe Consultatif
13.10.2005 Comments from FEE - Fédération des Experts Comptables Européen (Federation of the European Accountants Comments from FEE
24.10.2005Supplementary Comments from Groupe Consultatif Actuariel Européen Supplementary Comments from the Groupe Consultatif
25.10.2005Comments from CTIP - Centre technique des Institutions de Prévoyance Comments from CTIP

CEIOPS would like to thank all the above mentioned associations, committees and companies for their comments on the Draft Answers to the European Commission on the second wave of Calls for Advice in the framework of the Solvency II project. All comments and suggestions have been considered. CEIOPS' responses to the comments and suggestions are:

11.11.2005General comments General Comments
11.11.2005Call for Advice 7 Call for Advice 7
11.11.2005Call for Advice 8 Call for Advice 8
11.11.2005Call For Advice 9 Call for Advice 9
11.11.2005Call for Advice 10 Call for Advice 10
11.11.2005Call for Advice 11 Call for Advice 11
11.11.2005Call for Advice 12 Call for Advice 12
11.11.2005Call for Advice 13 Call for Advice 13
11.11.2005Call for Advice 14 Call for Advice 14
11.11.2005Call for Advice 15 Call for Advice 15
11.11.2005Call for Advice 16 Call for Advice 16
11.11.2005Call for Advice 17 Call for Advice 17
11.11.2005Call for Advice 18 Call for Advice 18
11.11.2005Annexes Annexes

Final Doc:Answers to the European Commission on the second wave of Calls for Advice in the framework of the Solvency II project Answers to the European Commission on the Second Wave of Calls for Advice in the Framework of the Solvency II Project


Consultation Paper No. 6 - Recommendation on the Possible Need for Amendments to the Insurance Groups Directive

03.03.2005 Draft Report on Possible Need for Amendments to the Insurance Groups Directive Draft Report on Possible Need for Amendments to the Insurance Groups Directive (CEIOPS-CP-03/05)

31.05.2005 Comments from Allianz Comments from Allianz
03.06.2005 Comments from Groupe Consultatif Actuariel Européen Comments from the Groupe Consultatif
03.06.2005 Comments from Association of British Insurers Comments from ABI / Annex Annex
07.07.2005 Comments from Comité Européen des Assurances Comments from CEA / Annex Annex
22.07.2005 Comments from Federation of the European Accountants/Fédération des Experts Comptables Européen Comments from FEE

30.06.2005 Analysis of comments received Analysis of Comments Received

Final Doc: Recommendation on Possible Need for Amendments to the Insurance Groups Directive Recommendation on Possible Need for Amendments to the Insurance Groups Directive


Consultation Paper No. 5 - Draft Occupational Pensions Protocol - Revision 1
Deadline for consultation: closed; comments received processed.

Second round of consultation

27.10.2005

Draft Occupational Pensions Protocol - Rev 1 Draft Occupational Pensions Protocol - Rev 1 (CEIOPS-CP-02/05 Rev 1)
27.10.2005CEIOPS-CP-02-05 Rev. 1 Appendix 4 -Flowchart CEIOPS-CP-02-05 Rev. 1 Appendix 4 -Flowchart

28.11.2005 Comments from EFRP - European Federation for Retirement Provision Comments from EFRP
16.12.2005Comments from AEIP Comments from AEIP


02.03.2006Analysis of Comments received Analysis of Comments received

Final Doc: Budapest Protocol


First round of consultation

28.02.2005 Draft Occupational Pensions Protocol Draft Occupational Pensions Protocol (CEIOPS-CP-02/05)

10.05.2005 Comments from Association of Austrian Pensionskassen Comments from Association of Austrian Pensionskassen
30.05.2005 Comments from European Federation for Retirement Provision (EFRP) Comments from EFRP
13.06.2005 Comments from Dutch Association of Company Pension Funds (OPF) and the Dutch Association of Industry-wide Pension Funds (VB) Comments from OPF and VB
29.07.2005 Comments from European Association of Paritarian Associations (AEIP) Comments from AEIP

27.10.2005Analysis of comments received Analysis of Comments Received


Consultation Paper No. 4 - Answers to the First Wave of Calls for Advice in the Framework of the Solvency II Project
Deadline for consultation: closed; comments received processed.

25.02.2005 Draft Answers to the European Commission on the First Wave of Calls for Advice in the Framework of the Solvency II Project Draft Answers on the First Wave of Calls for Advice in the Framework of the Solvency II Project (CEIOPS-CP-01/05)

25.05.2005 Comments from AISAM-ACME Comments from AISAM-ACME / Dutch exemption Dutch Exemption
25.05.2005 Comments received from Royal & Sun Alliance Insurance Group Comments from R&SA
27.05.2005 Comments from Association of British Insurers Comments from ABI
27.05.2005 Comments from Danish Insurance Association Comments from DIA
27.05.2005 Comments from Ernst & Young Comments from E&Y
27.05.2005 Comments from Groupe Consultatif Actuariel Europeen Comments from the Groupe Consultatif
27.05.2005 Comments from Munich Re Comments on 1st, 2nd and 3rd wave Comments from Munich Re on First, Second, Third wave
27.05.2005 Comments from Watson Wyatt Comments from Watson Wyatt
01.06.2005 Comments from CEA - Comité Européen des Assurances Comments from CEA

30.06.2005 CEIOPS-SEC-43-05 Comments Received on CEIOPS-CP1-05 and Proposed Solutions Analysis of Comments Received

Final Doc: Answers to the European Commission on the first wave of Calls for Advice in the framework of the Solvency II project Answers to the European Commission on the First Wave of Calls for Advice in the Framework of the Solvency II Project



Consultation Paper No. 3 - Implications of IAS/IFRS Introduction for the Prudential Supervision

of Insurance Undertakings
Deadline for consultation: closed; comments received processed.

29.11.2004 Implications of IAS Introduction for the Prudential Supervision of Insurance Undertakings Draft Implications of IAS Introduction for the Prudential Supervision of Insurance Undertakings (CEIOPS-CP-03/04)
29.11.2004 Annex 1 -Survey on the application of IAS in the Insurance Sector Annex 1 -Survey on the Application of IAS in the Insurance Sector
29.11.2004 Annex 2 -Implications for the European Directives Annex 2 -Implications for the European Directives
29.11.2004 Annex 3 -Issues Arising from IAS/IFRS Application in the Light of Prudential Supervision Annex 3 -Issues Arising from IAS/IFRS Application in the Light of Prudential Supervision

25.02.2005

Comments from Munich Re Comments from Munich Re
28.02.2005 Comments from ACME - Association of European Cooperative and Mutual Insurers Comments from ACME
28.02.2005 Comments from AISAM - the Association Internationale des Sociétés d’Assurance Mutuelle Comments from AISAM
01.03.2005 Comments from Groupe Consultatif Actuariel Europeen Comments from the Groupe Consultatif
04.03.2005 Comments from CEA – Comité Européen des Assurances Comments from CEA
24.03.2005 Comments from FEE – Fédération des Experts Comptables Européens Comments from FEE

22.09.2005Analysis of comments received Analysis of Comments Received

Final Doc: Recommendations regarding the Implications of the IAS/IFRS Introduction for the Prudential Supervision of Insurance Undertakings


Consultation Paper No. 2 - Guidelines for Co-ordination Committees
Deadline for consultation: closed; comments received processed.

02.08.2004 Draft Guidelines for Co-ordination Committees in the context of supplementary supervision as defined by the Insurance Groups Directive (CEIOPS-CP-2/04) Draft Guidelines for Co-ordination Committees in the Context of Supplementary Supervision as Defined by the Insurance Groups Directive (CEIOPS-CP-02/04)
02.08.2004 Annex 1 -Example group structure chart Annex 1 - Example Group Structure Chart
02.08.2004 Annex 2 -Supplementary supervision of an insurance groupFlow-chart of the working process Annex 2 - Supplementary Supervision of an Insurance Group / Flow-chart of the Working Process

06.10.2004 Comments from Münich Re Comments from Münich Re
25.10.2004 Comments from ACME - Association of European Cooperative and Mutual Insurers Comments from ACME
08.12.2004 Comments from CEA – Comitée Européen des Assurances Comments from CEA

02.03.2005 Analysis of Comments Received Analysis of Comments Received

Final Doc:

Analysis of Comments Received Guidelines for Co-ordination Committees in the Framework of the Insurance Groups Directive



Consultation Paper No. 1 - Public Statement of Consultation Practices
Deadline for consultation: closed; comments received processed.

21.07.2004 Draft Draft Public Statement of Consultation Practices (CEIOPS-CP-01/04)

18.10.2004 Comments from Aviva plc Comments from Aviva plc
20.10.2004 Comments from EFRP - European Federation for Retirement Provision Comments from EFRP
20.10.2004 Comments from AISAM - the Association Internationale des Sociétés d’Assurance Mutuelle Comments from AISAM
29.10.2004 Comments from CEA - Comité Européen des Assurances Comments from CEA

28.02.2005 Analysis of Comments Received Analysis of Comments Received

Final Doc:Public Statement of Consultation Practices (CEIOPS-DOC-01/05) Public Statement of Consultation Practices
 
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